Legal
Effective Date: January 1, 2026 · Last Updated: June 2025 · Jurisdiction: United States
These Terms of Use govern your access to and use of the LaciCapital platform, website, and all related services. By creating an account, accessing the platform, or engaging with LaciCapital in any capacity, you agree to be bound by these Terms in full. If you do not agree, you must not access or use the platform.
1. Platform Overview and Nature of Services
LaciCapital is a private capital firm and digital platform that structures, deploys, and manages capital for qualified sponsors, operators, developers, and business owners. The platform provides authorized users with tools to view facility information, manage capital accounts, submit requests, and communicate with their assigned account manager.
LaciCapital is not a bank, broker-dealer, investment advisor, or crowdfunding platform. Nothing on this platform constitutes a public offering of securities, a solicitation of investment, or a guarantee of capital availability. All capital arrangements are structured through private agreements between LaciCapital and individual clients.
Access to the LaciCapital platform is provided exclusively by invitation through existing relationships. Submitting a registration form does not guarantee access. All accounts are subject to review and approval at the sole discretion of LaciCapital.
2. Eligibility
To access and use the LaciCapital platform you must:
- Be at least 18 years of age
- Be a legal resident or entity authorized to operate within the United States or applicable jurisdiction
- Have received a valid referral or introduction from an existing LaciCapital partner or advisor
- Successfully complete LaciCapital’s onboarding, KYC, KYB, and compliance review process
- Represent that all information provided during registration and onboarding is accurate, complete, and current
LaciCapital reserves the right to deny, suspend, or terminate platform access at any time for any reason, including failure to meet eligibility requirements or breach of these Terms.
3. Account Responsibilities
You are solely responsible for maintaining the security and confidentiality of your account credentials. You agree to:
- Keep your password and login information strictly confidential
- Enable two-factor authentication where available
- Notify LaciCapital immediately at contact@lacicapital.com if you suspect unauthorized access to your account
- Ensure that all authorized users operating under your account comply with these Terms
- Not share, transfer, or assign your account access to any third party without prior written consent from LaciCapital
LaciCapital is not liable for any loss or damage arising from unauthorized access to your account resulting from your failure to maintain appropriate security practices.
4. Capital Facilities and Financial Arrangements
All capital facilities made available through the LaciCapital platform are governed by separate written agreements entered into between the client and LaciCapital. These Terms of Use do not supersede, modify, or replace the terms of any executed facility agreement.
Capital requests, withdrawals, and transfers initiated through the platform are subject to:
- Review and approval by your assigned account manager
- Compliance with the terms of your executed facility agreement
- Fulfillment of any outstanding obligations, required actions, or reporting requirements on your account
- LaciCapital’s internal compliance and risk management protocols
Submission of a capital request, withdrawal, or transfer through the platform does not constitute approval or guarantee of execution. LaciCapital reserves the right to decline, modify, or delay any transaction at its discretion.
5. Referral-Based Access and Network Conduct
LaciCapital operates through a private, referral-based network. Access to the platform is extended through trusted introductions from existing partners, advisors, and sponsors. By accepting platform access, you agree to:
- Maintain the confidentiality of the LaciCapital network, its members, and its capital arrangements
- Not publicly disclose the existence, terms, or details of your facility or account without prior written consent
- Not solicit other LaciCapital clients or partners for competing capital arrangements
- Conduct all platform activity in good faith and in accordance with the standards of the LaciCapital network
6. Prohibited Uses
You agree not to use the LaciCapital platform for any of the following:
- Any unlawful purpose or in violation of applicable federal, state, or local law
- Money laundering, fraud, or any activity that violates anti-money laundering regulations
- Submitting false, misleading, or incomplete information during registration, onboarding, or in connection with any capital request
- Unauthorized access to or interference with the platform, its infrastructure, or other user accounts
- Reverse engineering, scraping, or reproducing any part of the platform without written authorization
- Any activity that could damage the reputation, operations, or relationships of LaciCapital or its network
Violation of any of the above may result in immediate account suspension, termination of capital facilities, and legal action where applicable.
7. Compliance Obligations
All platform users are required to cooperate fully with LaciCapital’s compliance requirements, including but not limited to:
- Providing accurate and current KYC and KYB documentation upon request
- Completing AML screening and periodic compliance reviews
- Submitting financial statements, reports, and documentation as required under your facility agreement
- Renewing compliance documentation upon expiration or as requested by LaciCapital
Failure to meet compliance obligations may result in suspension of platform access, freezing of capital facilities, or termination of the client relationship.
8. Intellectual Property
All content, design, technology, branding, and materials on the LaciCapital platform — including but not limited to the platform interface, logo, copy, and proprietary processes — are the exclusive property of LaciCapital and are protected by applicable intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the platform solely for the purpose of managing your authorized capital relationship with LaciCapital. No other rights are granted.
9. Disclaimers and Limitation of Liability
The LaciCapital platform is provided on an “as is” and “as available” basis. We make no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, or reliability of any information on the platform.
To the fullest extent permitted by law, LaciCapital and its affiliates, officers, directors, and employees shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the platform, including but not limited to loss of capital, lost profits, or data loss.
Nothing on this platform constitutes financial, legal, or investment advice. All capital arrangements are subject to individual agreements and independent due diligence. You are solely responsible for decisions made in connection with your capital facility.
10. Governing Law and Dispute Resolution
These Terms of Use are governed by and construed in accordance with the laws of the United States and the state in which LaciCapital is incorporated, without regard to conflict of law principles.
Any dispute arising from or related to these Terms or your use of the platform shall first be submitted to good-faith negotiation between the parties. If unresolved within thirty (30) days, disputes shall be submitted to binding arbitration in accordance with the rules of the American Arbitration Association, unless otherwise agreed in writing.
11. Modifications to These Terms
LaciCapital reserves the right to update or modify these Terms of Use at any time. Updated terms will be posted on this page with a revised effective date. Material changes will be communicated to active platform users via email or in-platform notification. Continued use of the platform following any update constitutes acceptance of the revised Terms.
12. Termination
LaciCapital may suspend or terminate your platform access at any time, with or without notice, for violation of these Terms, failure to meet compliance requirements, or at our sole discretion. Upon termination, your right to access the platform ceases immediately. Provisions of these Terms that by their nature should survive termination will remain in effect.
Legal Inquiries
For questions or concerns regarding these Terms of Use, please contact us at:
LaciCapital · United States · Private Capital Platform