Legal
Effective Date: January 1, 2026 · Last Updated: March 2026 · Jurisdiction: United States
LaciCapital operates as a private capital platform accessible exclusively through invitation. This Privacy Policy explains how we collect, use, protect, and handle information provided by users of our platform, website, and related services. By accessing or using any part of the LaciCapital platform, you acknowledge and agree to the practices described in this policy.
1. Who We Are
LaciCapital is a private capital firm and digital platform that structures, deploys, and manages capital on behalf of sponsors, operators, developers, and business owners. We operate through a referral-based, invitation-only model and serve a select network of qualified clients and capital partners.
For the purposes of this policy, “LaciCapital,” “we,” “our,” and “us” refer to LaciCapital and its affiliated entities operating within the United States.
2. Information We Collect
We collect information in connection with your registration, use of the platform, and our ongoing capital relationship with you. This includes:
- Identity Information — Full name, company name, title, and contact details provided at registration or during onboarding
- Financial Information — Capital facility details, account balances, transaction history, reserve vault status, and related financial data associated with your account
- Compliance Information — KYC (Know Your Customer), KYB (Know Your Business), and AML (Anti-Money Laundering) documentation required for regulatory compliance
- Platform Usage Data — Login activity, pages visited, actions taken within the platform, device type, browser, and IP address
- Communications — Messages, requests, and correspondence submitted through the platform, contact forms, or direct communication with your account manager
- Referral Information — The identity of the partner or advisor who introduced you to the LaciCapital network
3. How We Use Your Information
We use the information we collect for the following purposes:
- To verify your identity and complete required compliance and onboarding procedures
- To structure, activate, and manage your capital facility and related accounts
- To facilitate internal capital transfers, withdrawal requests, and reserve management
- To communicate with you regarding your account, facility status, obligations, and required actions
- To assign and connect you with your designated account manager
- To maintain accurate financial records and reporting in accordance with applicable law
- To improve the security, functionality, and performance of the platform
- To comply with applicable federal and state laws, regulatory requirements, and legal obligations
We do not use your personal information for advertising, marketing to third parties, or any purpose unrelated to the administration of your capital relationship with LaciCapital.
4. How We Share Your Information
LaciCapital does not sell, rent, or trade your personal information. We may share information in the following limited circumstances:
- Capital Partners — With limited partners, co-investors, or institutional capital partners involved in structuring or funding your facility, subject to confidentiality obligations
- Service Providers — With third-party vendors who support our platform operations, including compliance, technology infrastructure, and legal services, under strict data protection agreements
- Legal and Regulatory Obligations — When required by applicable law, court order, regulatory authority, or governmental investigation
- Business Transfers — In connection with a merger, acquisition, or transfer of assets, where your information may be transferred as part of the transaction
Any third party that receives your information is required to handle it in accordance with applicable privacy laws and our confidentiality standards.
5. Data Security
We take the security of your information seriously. LaciCapital implements institutional-grade security measures including encrypted data storage, secure access controls, two-factor authentication, and regular security assessments to protect against unauthorized access, disclosure, or loss of your information.
While we apply rigorous security standards, no digital system is completely immune to risk. You are responsible for maintaining the confidentiality of your login credentials and for notifying us immediately of any suspected unauthorized access to your account.
6. Data Retention
We retain your personal and financial information for as long as your account remains active and for a minimum period of seven (7) years following the termination of your capital relationship with LaciCapital, or as otherwise required by applicable law. Compliance and KYC/KYB documentation may be retained for longer periods in accordance with regulatory requirements.
7. Your Rights
Depending on your state of residence, you may have certain rights regarding your personal information, including the right to access, correct, or request deletion of your data. To exercise any of these rights, please contact us at the address below.
Please note that certain information may be retained as required by law or necessary for the continued administration of your capital facility. Requests to delete information that is subject to legal retention obligations may not be fulfilled in full.
8. Cookies and Platform Tracking
Our platform uses cookies and similar tracking technologies to maintain your logged-in session, remember your preferences, and monitor platform performance. We do not use cookies for third-party advertising or behavioral tracking unrelated to your use of the LaciCapital platform.
You may disable cookies through your browser settings, however doing so may affect the functionality of your platform account.
9. Children’s Privacy
The LaciCapital platform is intended exclusively for qualified adult users engaged in private capital transactions. We do not knowingly collect information from individuals under the age of 18. If you believe a minor has submitted information through our platform, please contact us immediately.
10. Changes to This Policy
We reserve the right to update this Privacy Policy at any time. When we do, we will revise the effective date at the top of this page. Material changes will be communicated to active platform users via email or in-platform notification. Your continued use of the platform following any update constitutes your acceptance of the revised policy.
Privacy Inquiries
For questions, requests, or concerns regarding this Privacy Policy or the handling of your personal information, please contact us at:
LaciCapital · United States · Private Capital Platform